UMoveFree and Stake
UMoveFree is a company that is in the Stake Network, together we serve renters in Texas. Renters sign a lease, earn Cash Back, and save for the things they love.
What is Stake?
The Cash Back Network for Renters
Stake is the financial amenity for renters.
With Stake, members earn Cash Back every time they sign a lease or pay rent — and unlock tools to find deals, grow their credit, and build real savings.
Stake is available on iOS, Android, and on the web at www.stake.rent. Stake is exclusively available at participating properties and with UMoveFree.
Your UMoveFree rebate and Cash Back via Stake
Get Your Rebate Faster, Smarter, Safer
Cash Back is deposited directly into the Stake Wallet when a renter moves into a new home. Or, renters can choose a paper check delivery once the property confirms the lease.
Transfer to any bank, or Venmo, for free.
Renters can choose deals designed specifically for renters and upgrade to Stake Saver. Stake Saver includes unlimited Cash Back, credit building for paying rent, Stake Checking – FDIC insured banking services designed for renters – and Cash Back for paying rent.
Extra benefits from Stake
Your Rebate is Just the Beginning
Cash Back on Rent. Earn Cash Back each month when you pay your rent on-time with your Stake checking account.
Credit Builder. Positive rent payment reporting to the major credit bureaus.
Stake Checking Account. Easy to use Checking account to support electronic rent payments and your everyday banking needs designed for renters.
Express PayCheck. Early paycheck access up to two days early.
Cash Back in the Neighborhood Network. Unlimited Cash Back on purchase in the Stake Deal Network with any Mastercard, Visa, or Amex credit or debit card (coming Oct. 2025).
Stake FAQs
Am I required to choose UMoveFree’s Stake rebate to get other Stake benefits?
Yes, to get started with Stake you need to select the UMoveFree rebate.
Simply select Cash Back and you can get started with Stake.
You will be able to login to Stake on the web, iOS or Android using your phone or email.
Am I required to choose UMoveFree’s apartment finding services to become a member of Stake?
Yes, you must have found an apartment and signed a lease with UMoveFree to become a Stake member.
Stake is exclusively offered through UMoveFree and our property partners.
You will not be able to sign up for Stake unless you have found a home, and signed a lease, with UMoveFree or moved into a rental community that is a Stake property partner.
A few quick disclaimers & terms
Safe, Secure, Transparent
Stake is not a bank, Banking services provided by TransPecos Banks, SSB, Member FDIC
Stake Visa® Debit Card issued by TransPecos Banks, SSB, licensed by Visa U.S.A
FDIC Protection: Deposits are insured when conditions are met
Security: SOC2-compliant, enterprise-grade safeguards
Data Privacy: Delete your account anytime by emailing [email protected]
UMoveFree has been rewarding renters with free moves and cash back for over 20 years. Now, with Stake, that Cash Back is just the start of a better way to pay rent, build credit, and save for the things you love.